HELPER Act of 2025
Filed by Sen. Moody, Ashley [R-FL].
What it does
Homes for Every Local Protector, Educator, and Responder Act of 2025 or the HELPER Act of 2025 This bill establishes a program administered by the Department of Housing and Urban Development to provide mortgage assistance to law enforcement officers, elementary and secondary school teachers, firefighters, or other first responders. Specifically, these individuals may be eligible for a first-time mortgage on a primary family residence with no down payment. Instead, the mortgage is subject to a one-time, up-front mortgage insurance premium.
Summary written by the Congressional Research Service and reproduced verbatim. Polis does not rewrite it.
Where it stands
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
as of 2025-03-12